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  #1  
Old 02-01-2007, 11:18 PM
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txgrneyes txgrneyes is offline
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Unhappy It's The Biggest....

Purchase of my life…. I am buying a house.

What I am asking for is some tips…things you have done or should have done when you bought your place. Something you even heard when making a purchase this big.


Anything will be helpful…I know it varies from state to state…but let me know and I will check into it here in TX.
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  #2  
Old 02-02-2007, 05:26 AM
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Make sure you hire an inspector. We thought a VA inspection was good enough but we should have hired a private inspector.
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  #3  
Old 02-02-2007, 06:35 AM
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You didn't say if it was a new house or a previously owned one. I'll guess the latter.

You might ask about utility bill histories, insulation in walls/ceilings. If there's a basement, does it have a sump pump ... any history of water problems. How old's the furnace or air conditioner. If it's an older home, has it been reshingled? Any warranty remaining on siding and is it transferable?


Oh yeah ... CONGRATULATIONS. We're happy for you.
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  #4  
Old 02-02-2007, 08:12 AM
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Congrats!!!!!
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  #5  
Old 02-02-2007, 09:34 AM
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Congrats, sweetie!! Like Lilith said, the single biggest thing you have to do is get it inspected/surveyed - whichever the terminology is in Tx. After that, al the things db said.

And.............























........Enjoy!!

DM
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  #6  
Old 02-02-2007, 10:32 AM
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The inspector is the best insurance you can get before you sign the rest of your life away...the VA or FHA "inspections" are just bare minimum scans by whoever is sitting around the office with his thumb up his ass & needs something to do, & their only concern is that the house isn't gonna collapse before your signature is dry (& therefore making sure >their< asses are covered)...so cover your own sweet by paying somebody to be in your corner, & don't be afraid to demand that anything your guy finds is addressed BEFORE the big day...

As the closing day approaches, practice some hand isometrics to limber up...I shudder to think of the forests that gave their all just to get all the paperwork you'll hafta sign...
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  #7  
Old 02-02-2007, 10:33 AM
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The best money you can spend is on a private home inspector. Make sure he's going to work for you...and be there with him as he goes through the house. He will be a wealth of information, and you can point things out to him as you're walking around with him.

He should check the roof, heating system, electrical system, sewer system, plumbing, foundation, insulation in crawlspaces or attic, structural areas like the flooring & stairs, chimney (either fireplace or heating system), and if you have a well...make sure he does a flow test to verify that the well can put out a decent amount of water without running into problems.

And get title insurance. If there's a problem with the title that doesn't get discovered in the title search...you're covered! When we refinanced our house last year, it was discovered during the bank's title search that our land was actually comprised of two lots. Only one of the lots had gone through probate when the previous owner's husband had passed away, so technically we owned our house and the lot it sat on, and the second lot was owned half by us and half by a person that had passed away. Because we had title insurance...they paid to straighten the whole mess out!
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