
02-01-2007, 11:18 PM
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Little Wild One
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Join Date: Aug 2002
Location: Texas
Posts: 2,248
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It's The Biggest....
Purchase of my life…. I am buying a house.
What I am asking for is some tips…things you have done or should have done when you bought your place. Something you even heard when making a purchase this big.
Anything will be helpful…I know it varies from state to state…but let me know and I will check into it here in TX.
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DAMN, YOU ARE A SEXY ONE-skipthisone
I beleive in the sweet spot, soft-core pornography, opening your presents Christmas morning rather than Christmas Eve, and I beleive in long, slow, deep, soft, wet kisses that last three days. Kevin Costner/Bull Duram
"Your body as well as mine has needs. This is juat a little foreplay to highten our desire for each other. If we play out the game of love to it's natural conclusion, you'll experience fulfillment. Give yourself up to me and I'll guide you along the path to pareadise. Together we will be like fire and ice, love and hate, life and death." Virginia Henley
WANTED: a moment when you kiss someone and eveything around you becomes hazy. And the only thing in focus is you and this person and you relize that he is the only person your suppose to kiss for the rest of your life. And for one moment you get this amazing gift. You want to laugh and you want to cry. Cause you feel so lucky that you found it and so scared it will all go away at the same time.
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02-02-2007, 05:26 AM
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♦*♥Moderatrix♥*♦
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Join Date: Nov 2001
Location: on top of it all
Posts: 50,568
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Make sure you hire an inspector. We thought a VA inspection was good enough but we should have hired a private inspector.
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02-02-2007, 06:35 AM
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Just me.
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Join Date: May 2002
Location: West central Illinois
Posts: 590,002
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You didn't say if it was a new house or a previously owned one. I'll guess the latter.
You might ask about utility bill histories, insulation in walls/ceilings. If there's a basement, does it have a sump pump ... any history of water problems. How old's the furnace or air conditioner. If it's an older home, has it been reshingled? Any warranty remaining on siding and is it transferable?
Oh yeah ... CONGRATULATIONS. We're happy for you. 
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02-02-2007, 08:12 AM
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Missing the Angels
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Join Date: May 2004
Location: South Dakota
Posts: 10,793
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Congrats!!!!!
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02-02-2007, 09:34 AM
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Pixies Horse Widower
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Join Date: Jul 2002
Location: Scotland
Posts: 9,484
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Congrats, sweetie!! Like Lilith said, the single biggest thing you have to do is get it inspected/surveyed - whichever the terminology is in Tx. After that, al the things db said.
And.............
........Enjoy!!
DM 
__________________
The selfish, they're all standing in line
Faithing and hoping to buy themselves time
Me, I figure as each breath goes by
I only own my mind
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02-02-2007, 10:32 AM
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Turn it up!
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Join Date: May 2001
Location: Music City
Posts: 9,293
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The inspector is the best insurance you can get before you sign the rest of your life away...the VA or FHA "inspections" are just bare minimum scans by whoever is sitting around the office with his thumb up his ass & needs something to do, & their only concern is that the house isn't gonna collapse before your signature is dry (& therefore making sure >their< asses are covered)...so cover your own sweet by paying somebody to be in your corner, & don't be afraid to demand that anything your guy finds is addressed BEFORE the big day...
As the closing day approaches, practice some hand isometrics to limber up...I shudder to think of the forests that gave their all just to get all the paperwork you'll hafta sign...
__________________
Plug me into somethin'
If the theory does not conform to the facts, then the facts must be discarded.
No good deed ever goes unpunished
Never argue with an idiot. He'll drag you down to his level, & beat you with experience.
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02-02-2007, 10:33 AM
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is not this trim anymore!
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Join Date: Apr 2003
Location: New England
Posts: 21,709
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The best money you can spend is on a private home inspector. Make sure he's going to work for you...and be there with him as he goes through the house. He will be a wealth of information, and you can point things out to him as you're walking around with him.
He should check the roof, heating system, electrical system, sewer system, plumbing, foundation, insulation in crawlspaces or attic, structural areas like the flooring & stairs, chimney (either fireplace or heating system), and if you have a well...make sure he does a flow test to verify that the well can put out a decent amount of water without running into problems.
And get title insurance. If there's a problem with the title that doesn't get discovered in the title search...you're covered! When we refinanced our house last year, it was discovered during the bank's title search that our land was actually comprised of two lots. Only one of the lots had gone through probate when the previous owner's husband had passed away, so technically we owned our house and the lot it sat on, and the second lot was owned half by us and half by a person that had passed away. Because we had title insurance...they paid to straighten the whole mess out!
__________________
Though I am different from you,
We were born involved in one another.
For it was not into my ear you whispered, but into my heart. It was not my lips you kissed, but my soul.
Complete surrender should not just come at moments in which one faces overwhelming odds, but in the calm when it seems one is personally in complete control of one's life.
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