Today I pick up a couple shirts at my local Kohl’s store when over the PA, they announce that I get a 15% discount on any purchase with my Kohl’s credit card. When I got to the check out, I asked why I was being penalized for bringing cash to buy their merchandise?

*DEER IN HEADLIGTS*

After a frozen ten second stair, I was told I could have an open charge “RIGHT NOW”. I said I’d rather bring my money and not be charged more for doing it. I told her I knew she doesn’t make the stores policies, but wondered if any body else had a problem with the penalties for buying with cash? The couple with nodding heads behind me were interested in an answer too, as well as the young couple sitting on the bench with the palm tree next to the cash register. As I passed, he says “You’re right about that.”, having over heard.

After handing over my $70, I stared out scowling, knowing I could have had my shirts for under $60 if I wanted to be in debt to them. I knew I had to come home and rant to my Pixie family.

We all know they promote “charging” it because they make more money from interest and service charges than the 15%. They DO NOT set up an entire credit department with all the administrative, mailing, posting and bad debt write off costs unless they are making money doing it. The long term result HAS to be that the average consumer gets less merchandise, at a higher than necessary cost.

My problem comes not from them taking advantage of the person that willing enters their scheme, (well yes it does too ) but with the fact that the system is set up that if you don’t want to play, you are going to pay a non-entry fee.


Am I the only one that has a problem with this?
If I ever hit the lottery, I’ll give the other half of the parasitic society some of it to test this in court.

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