I absolutely hate being asked every single time I check out at Target if I'd like to save 10%. I just tell them no, and pay i cash. What's so wrong with cash, anyway? If you can't pay cash in this house, it's because we can't afford it, so why buy it?

I should also mention that we don't have a single credit card, atm card, debit card, or even a checking account. We pay cash for everything, from groceries to bills.

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