We are considering paying ahead on our LP bill, our electric bill, or phone & cell phone bill. It would be nice to not have to worry about a monthly charge for a year on one or more bills - and what we would normally have paid for those by month pay extra on the car or house payment.

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A blessed thing it is for any man or woman to have a friend, one human soul whom we can trust utterly, who knows the best and worst of us, and who loves us in spite of all our faults.